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Query Resolution
What is health insurance?
Health insurance is a contract that provides financial coverage for medical expenses incurred by the insured.
How can I compare health insurance plans?
You can compare plans based on coverage options, premiums, deductibles, and network providers to find the best fit.
What factors affect health insurance premiums?
Factors include age, health status, location, coverage type, and whether you smoke or have pre-existing conditions.
Can I change my health insurance plan?
Yes, most insurers allow you to change your plan during open enrollment periods or qualifying life events.
What is the difference between in-network and out-of-network providers?
In-network providers have agreements with your insurance company to offer reduced rates, while out-of-network providers do not.
